Tom was almost 65 when we met. He had received the statement from his pension company which offered him a couple of options relating to the tax free cash and income he and his spouse could expect to receive.

Like many he didn’t appreciate the pension income would be liable to income tax, and that the tax free cash would also be liable to tax if he put it in the building society.

We showed Tom the alternatives, he didn’t have to accept his pension company’s offering, not only could we look around for a better deal on Tom’s behalf we could also explore other avenues. Through clever tax efficient strategies, we made Tom’s retirement financially better. The best bit for Tom however was that should he predecease Mrs Robinson she  could potentially be thousands of pounds better off too.

More income, less tax, and any remaining fund left for his wife.

PERFECT INVESTMENTS

PERFECT PROTECTION

PERFECT RETIREMENT

PERFECT LEGACY

OUR HAPPY CLIENTS

"Hayden has advised me on my financial affairs recently to my great benefit and advantage. Hayden breaks the mould in this respect by being second to none in providing succinct, honest, clear, patient, and straightforward advice and information about the confusing jungle of options out there. I can recommend his services without reservation."

− Mr A R Oppenheimer

"I feel that you have my best interests at heart. When I first approached you I was worried that putting my affairs in order would be confusing & expensive, thanks to you this has not been the case. You have helped me make the right decisions based on the knowledge you provided."

− Mrs Chalmers, Harrogate

"Hayden explained things clearly & we felt he had our best interests at heart. We were very impressed…he certainly took our stress away. We would definitely recommend him"

− Mr & Mrs A Partridge, Boroughbridge

"Very prompt & efficient. Hayden was polite & down to earth and made us feel like he had our interests at heart. He explained everything we needed to know clearly and sorted out our finances very quickly. I would readily recommend him to any of our friends."

− Mrs Ewalt, Harrogate

"We are more than happy with the help we received from Hayden. We were very impressed, he clearly explained everything we needed to know, and we are so pleased he was recommended to us."

− Mr & Mrs Sadler, Knaresborough

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