Investing wisely and tax efficiently.
Understanding what it is you are investing & saving for, and when you will need to access your funds is where the investment process begins. Are you investing for growth, or do you want to generate income? Perhaps you are looking to ensure your legacy is passed on tax efficiently.
Understanding your attitude to investment risk and your capacity for loss is one of the first, and most important steps of the investment process.
The perfect investment is the one that meets your expectations
The Oracle Wealth five step investment process is designed to achieve your investment goals.
- Getting to Know You. Understanding the amount of risk you are prepared – or not prepared – to take is the first step of the journey.
- Asset Allocation. This is the precise division of a portfolio between different asset classes such as equities, fixed income and property. Aligning a well-diversified foundation to your goals and attitude to risk is considered the most important step.
- Portfolio Design. To maximise return potential and to minimise risk, a portfolio should also be diversified within asset classes using different asset classes and investment styles.
- Investment Manager Selection. Access to leading fund managers with consistent results, and investment houses that specialise in tracking the markets are all considered.
- Ongoing Management. Keeping investments on track through ongoing monitoring and portfolio rebalancing is also a part of the service we provide. This ensures your portfolio remains in line with your overall objectives.
We’ll do all of this in a language you’ll understand.
OUR HAPPY CLIENTS
"Hayden has advised me on my financial affairs recently to my great benefit and advantage. Hayden breaks the mould in this respect by being second to none in providing succinct, honest, clear, patient, and straightforward advice and information about the confusing jungle of options out there. I can recommend his services without reservation."− Mr A R Oppenheimer
"I feel that you have my best interests at heart. When I first approached you I was worried that putting my affairs in order would be confusing & expensive, thanks to you this has not been the case. You have helped me make the right decisions based on the knowledge you provided."− Mrs Chalmers, Harrogate
"Hayden explained things clearly & we felt he had our best interests at heart. We were very impressed…he certainly took our stress away. We would definitely recommend him"− Mr & Mrs A Partridge, Boroughbridge
"Very prompt & efficient. Hayden was polite & down to earth and made us feel like he had our interests at heart. He explained everything we needed to know clearly and sorted out our finances very quickly. I would readily recommend him to any of our friends."− Mrs Ewalt, Harrogate
"We are more than happy with the help we received from Hayden. We were very impressed, he clearly explained everything we needed to know, and we are so pleased he was recommended to us."− Mr & Mrs Sadler, Knaresborough