Mike & Christine wanted advice regarding their pensions, savings & investments. They had both retired, but had not yet taken all of their pensions. They had heard about the recent changes – “pension freedoms” – but needed to know more. The options seemed confusing.
They had also invested in ISA’s and were now thoroughly fed up with the constant low rates of interest being applied, and wondered how they could get a better return. They wondered how long the money would last if they started taking an income from it.
Before advising any of our clients we spend time understanding what it is in life they want to achieve. Mike & Christine found the discussions and questions thought provoking. Once we know what we are aiming for, we can begin to create a financial plan that will provide the funds needed to achieve YOUR goals.
We contacted every one of their policy providers to find out exactly what kind of policies they had. Some were good, some bad, and some plain ugly.
A number of recommendations were made, and now the couple are happy that the policies and investments they have are right for them. Their affairs have been simplified and are now being managed on their behalf. We meet up each year to assess whether they are on track to achieve their perfect future.