Mike & Christine wanted advice regarding their pensions, savings & investments. They had both retired, but had not yet taken all of their pensions. They had heard about the recent changes – “pension freedoms” – but needed to know more. The options seemed confusing.
They had also invested in ISA’s and were now thoroughly fed up with the constant low rates of interest being applied, and wondered how they could get a better return. They wondered how long the money would last if they started taking an income from it.
Before advising any of our clients we spend time understanding what it is in life they want to achieve. Mike & Christine found the discussions and questions thought provoking. Once we know what we are aiming for, we can begin to create a financial plan that will provide the funds needed to achieve YOUR goals.
We contacted every one of their policy providers to find out exactly what kind of policies they had. Some were good, some bad, and some plain ugly.
A number of recommendations were made, and now the couple are happy that the policies and investments they have are right for them. Their affairs have been simplified and are now being managed on their behalf. We meet up each year to assess whether they are on track to achieve their perfect future.
OUR HAPPY CLIENTS
"Hayden has advised me on my financial affairs recently to my great benefit and advantage. Hayden breaks the mould in this respect by being second to none in providing succinct, honest, clear, patient, and straightforward advice and information about the confusing jungle of options out there. I can recommend his services without reservation."− Mr A R Oppenheimer
"I feel that you have my best interests at heart. When I first approached you I was worried that putting my affairs in order would be confusing & expensive, thanks to you this has not been the case. You have helped me make the right decisions based on the knowledge you provided."− Mrs Chalmers, Harrogate
"Hayden explained things clearly & we felt he had our best interests at heart. We were very impressed…he certainly took our stress away. We would definitely recommend him"− Mr & Mrs A Partridge, Boroughbridge
"Very prompt & efficient. Hayden was polite & down to earth and made us feel like he had our interests at heart. He explained everything we needed to know clearly and sorted out our finances very quickly. I would readily recommend him to any of our friends."− Mrs Ewalt, Harrogate
"We are more than happy with the help we received from Hayden. We were very impressed, he clearly explained everything we needed to know, and we are so pleased he was recommended to us."− Mr & Mrs Sadler, Knaresborough