From 2012, changes to pensions law will affect all employers with at least one worker in the UK. Some employees won’t be affected until 2018, so we’re here to guide you through this new legislation.

Oracle Wealth will help explain the changes, including what employers must do and how they might set about getting ready. Doing nothing is not an option, there are steep financial & criminal penalties if you fail to comply, and the ultimate sanction is imprisonment.

We will guide you through & explain your new employer duties in detail and how they should be implemented. Even if you offer your employees a work based pension at present it may not be a “qualifying” scheme – you may not be exempt from the new legislation.

THE CHANGES IN A NUTSHELL

Employers will need to:

ASSESS THEIR WORKFORCE

MAKE CONTRIBUTIONS ON THEIR WORKERS’ BEHALF

CHOOSE A PENSION SCHEME

REGISTER WITH THE PENSIONS REGULATOR (‘THE REGULATOR’)

AUTOMATICALLY ENROL CERTAIN WORKERS INTO THE PENSION SCHEME

PROVIDE WORKERS WITH CERTAIN INFORMATION ABOUT THE CHANGES AND HOW THEY WILL AFFECT THEM

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