From 2012, changes to pensions law will affect all employers with at least one worker

in the UK. Some employees won’t be affected until 2018, so we’re here to guide you through this new legislation.


Oracle Wealth will help explain the changes, including what employers must do and how they might set about getting ready. Doing nothing is not an option, there are steep financial & criminal penalties if you fail to comply, and the ultimate sanction is imprisonment.


We will guide you through & explain your new employer duties in detail and how they should be implemented. Even if you offer your employees a work based pension at present it may not be a “qualifying” scheme – you may not be exempt from the new legislation.


Employers play a fundamental role in work-based pensions, as they set them up. The decisions employers make about setting up a scheme, and what kind of scheme that is, can affect all their employees. Oracle Wealth will help you make the right decision & provide advice to you and your employees.

We will be an important source of information to help your employees understand their options for saving for their retirement.


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